What are the connotations of "ve'Zeh D'var ha'Shemitah"?
Seforno: When the Torah wrote in Mishpatim Sh'mos, 23:11 "ve'ha'Shevi'is Tishmetenah ... ", it meant that one should make Sh'mitas Kesafim (cancel the debt), as the Torah explains here.
Da'as Zekenim, Rosh, Ba'al ha'Turim and Hadar Zekenim (in Bamidbar 35:6), citing Gitin 37b: The word "D'var" teaches us that, when a borrower comes to pay his debt after Sh'mitah, the creditor must declare "Meshamet Ani!" 1 If the borrower still wants to pay, he may accept, 2 "ve'Zeh D'var"
Why does the Torah use the double Lashon "ve'Zeh D'var ha'Shemitah, Shamot"?
What are the implications of "Kol Ba'al Masheh Yado"?
Tosefta Shevi'is, Perek 8: It confines Hashmatas Kesafim to the creditor himself, but to his heirs after he dies, who may claim the debt even after Sh'mitah. 1
Sifri: "Masheh Yado" implies 'a debt' - to preclude a theft and a deposit, 2 which the owner may claim after Shemitah.
Why does the Torah insert the (otherwise superfluous) words "asher Yasheh ... "?
Sifri: It incorporates the wages of a laborer and credit - which the shop-keeper transerred into a debt - in Din of Hashmatas Kesafim.
What are the connotations of "Lo Yigos ... "?
Targum Onkelos and Targum Yonasan: It is a La'av against claiming the debt from the debtor (Targum Onkelos) or pressing him for it (Targum Yonasan).
What are the ramifications of "Lo Yigos ... "?
Gitin, 30a: Where there is no need to claim, Hashmatas Kesafim does not apply. Consequently, if someone lends money to a Kohen, Levi or Yisrael on condition that he may keep their portion - of Terumah, Ma'aser Rishon or Ma'aser Ani, 1 respectively, he may continue to eat or sell even after the Sh'mitah year.
Makos, 3b: Refer to answer #1. Consequently, if Reuven lends Shimon for ten years, he is permitted to claim his debt when it falls due, since he was not permitted to claim it before the terminsation of the Sh'mitah. 2
What are the implications of "Es Re'eihu ve'es Achiv"?
Sifri: "Es Re'eihu" precludes a Nochri, and "ve'es Achiv", a Ger Toshav - from whom one may claim one's debt after the Sh'mitah.
Ha'amek Davar: It imlpies that, if one presses one's fellow-Jew to pay his debts after the Sh'mitah year, ultimately one will do the same to one's brother.
What is the meaning of "Ki Kara Sh'mitah la'Hashem"?
Rashbam: It means 'because Sh'mitah has arrived'. 1
Seforno: It means 'because Hashem called it Sh'mitah' - when He said "Tishmetenah" (in Sh'mos 23:11).
Targum Yonasan: It means 'because Beis-Din announced Sh'mitah'.
Rashbam: Like "Mikra'ei Kodesh" - in Emor Vayikra, 23:2.
Why did the Torah insert the (otherwise superfluous) phrase of "Ki Kara Sh'mitah la'Hashem"?