You write in Discuss the Daf that with regard to eating chocolate and fruit together that 'Therefore, one should recite the "she'ha'Kol" on the chocolate first (having in mind not to cover the fruit with the "she'ha'Kol")'

Since the brocha of the fruit is haetz shehacol would only cover if I explicitly had the fruit in mind. there should be no requirement of 'having in mind not to cover'

Shmuel, Monsey,US