What are the connotations of "Chavol Sachbol"?
Rashi and Rashbam: It refers specifically to a Mashkon (security) that one claims via Beis-Din 1 after the payment falls due and the debtor refuses to pay.
Why does the Pasuk use a double expression "Im Chavol Sachbol"?
Rashi: To teach us that one is obligated to return the Mashkon every morning, as long as he has it. 1
Rashi: Your Neshamah goes up to Me every night, and gives a reckoning and is obligated, and I return it to you - also you should do so! Da'as Zekenim - if you do not return it, I will not return your soul, which is My security from you!
What kind of garment is the Pasuk referring to?
Why is Kesuso spelled with a Hei?
Moshav Zekenim: This teaches that if the borrower owes 100 and his garment is worth 200, we do not tell him to sell it and buy another worth 100. 1
R. Shimshon Refa'el Hirsh: The feminine shows that we should feel his weak, downtrodden state.
Moshav Zekenim: However, nowadays we rule like R. Tam, that we do not leave a creditor with what he needs.